/* =========================================
   WATERSHED FINANCE — styles.css
   ========================================= */

@import url('https://fonts.googleapis.com/css2?family=Libre+Baskerville:ital,wght@0,400;0,700;1,400&family=Manrope:wght@400;500;600;700&display=swap');

/* --- Variables --- */
:root {
  --navy:     #1D2D44;
  --navy-mid: #2E4260;
  --cream:    #F6F1E8;
  --stone:    #EAE3D5;
  --gold:     #B8965A;
  --rust:     #C0624A;
  --ink:      #161E2C;
  --muted:    #7A7464;
  --white:    #ffffff;

  --font-display: 'Libre Baskerville', Georgia, serif;
  --font-body:    'Manrope', system-ui, -apple-system, sans-serif;

  --nav-h: 72px;

  --ease-spring: cubic-bezier(0.22, 1, 0.36, 1);
  --ease-bounce: cubic-bezier(0.34, 1.56, 0.64, 1);

  --shadow-sm: 0 1px 2px rgba(22,30,44,.04), 0 2px 8px rgba(22,30,44,.06);
  --shadow-md: 0 2px 4px rgba(22,30,44,.04), 0 6px 20px rgba(22,30,44,.08), 0 16px 40px rgba(22,30,44,.05);
  --shadow-lg: 0 4px 8px rgba(22,30,44,.06), 0 12px 32px rgba(22,30,44,.10), 0 32px 64px rgba(22,30,44,.07);
}

/* --- Reset --- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  font-family: var(--font-body);
  font-size: 16px;
  line-height: 1.7;
  color: var(--ink);
  background: var(--cream);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}
img  { max-width: 100%; height: auto; display: block; }
a    { text-decoration: none; color: inherit; }
ul   { list-style: none; }
button { cursor: pointer; border: none; background: none; font-family: inherit; }

/* --- Typography --- */
h1, h2, h3, h4 {
  font-family: var(--font-display);
  font-weight: 700;
  line-height: 1.15;
  letter-spacing: -0.025em;
  color: var(--navy);
}
h1 { font-size: clamp(2.5rem, 5vw, 4rem); }
h2 { font-size: clamp(1.875rem, 3.5vw, 2.875rem); }
h3 { font-size: clamp(1.125rem, 2vw, 1.5rem); }
p  { color: var(--muted); line-height: 1.85; }

.eyebrow {
  display: block;
  font-family: var(--font-body);
  font-size: 0.6875rem;
  font-weight: 700;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 0.875rem;
}

/* --- Layout --- */
.container   { max-width: 1180px; margin: 0 auto; padding: 0 2rem; }
.section     { padding: 6rem 0; }
.section-sm  { padding: 4rem 0; }

/* --- Backgrounds --- */
.bg-cream { background: var(--cream); }
.bg-stone { background: var(--stone); }
.bg-navy  { background: var(--navy); }

/* ================
   BUTTONS
   ================ */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  font-family: var(--font-body);
  font-size: 0.875rem;
  font-weight: 600;
  letter-spacing: 0.01em;
  padding: 0.8125rem 1.875rem;
  border-radius: 3px;
  border: 1.5px solid transparent;
  transition:
    background 0.25s var(--ease-spring),
    color      0.25s var(--ease-spring),
    border-color 0.25s var(--ease-spring),
    transform  0.2s var(--ease-spring),
    box-shadow 0.2s ease;
  cursor: pointer;
}
.btn:active { transform: scale(0.98) !important; }

.btn-primary {
  background: var(--navy);
  color: var(--cream);
  border-color: var(--navy);
  box-shadow: 0 2px 8px rgba(29,45,68,.2);
}
.btn-primary:hover {
  background: var(--navy-mid);
  border-color: var(--navy-mid);
  box-shadow: 0 4px 16px rgba(29,45,68,.28);
  transform: translateY(-1px);
}
.btn-primary:focus-visible { outline: 2px solid var(--gold); outline-offset: 3px; }

.btn-outline {
  background: transparent;
  color: var(--navy);
  border-color: var(--navy);
}
.btn-outline:hover {
  background: var(--navy);
  color: var(--cream);
  transform: translateY(-1px);
}
.btn-outline:focus-visible { outline: 2px solid var(--navy); outline-offset: 3px; }

.btn-outline-light {
  background: transparent;
  color: var(--cream);
  border-color: rgba(246,241,232,.4);
}
.btn-outline-light:hover {
  background: rgba(246,241,232,.12);
  border-color: var(--cream);
  transform: translateY(-1px);
}
.btn-gold {
  background: #B8965A;
  color: #F6F1E8;
  border-color: #B8965A;
}
.btn-gold:hover {
  background: #a6844e;
  border-color: #a6844e;
  transform: translateY(-1px);
}

.btn-rust {
  background: var(--rust);
  color: var(--white);
  border-color: var(--rust);
  box-shadow: 0 2px 8px rgba(192,98,74,.2);
}
.btn-rust:hover {
  background: #a8533e;
  border-color: #a8533e;
  box-shadow: 0 4px 16px rgba(192,98,74,.28);
  transform: translateY(-1px);
}
.btn-rust:focus-visible { outline: 2px solid var(--rust); outline-offset: 3px; }

.btn-pill { border-radius: 50px !important; }

.link-arrow {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  font-weight: 600;
  font-size: 0.9375rem;
  color: var(--navy);
  transition: gap 0.2s var(--ease-spring), color 0.2s ease;
}
.link-arrow:hover { color: var(--gold); gap: 0.8125rem; }

/* ================
   NAVIGATION
   ================ */
.nav {
  position: sticky;
  top: 0;
  z-index: 100;
  background: var(--cream);
  height: var(--nav-h);
  transition: border-bottom 0.3s ease, box-shadow 0.3s ease;
}
.nav.scrolled {
  border-bottom: 1px solid rgba(234,227,213,.9);
  box-shadow: var(--shadow-sm);
}

.nav-container {
  display: flex;
  align-items: center;
  height: 100%;
  gap: 0;
  max-width: 1180px;
  margin: 0 auto;
  padding: 0 2rem;
}

.nav-logo { padding-left: 0.5rem; display: flex; align-items: center; }
.nav-logo img { height: 50px; width: auto; }

.nav-links {
  display: flex;
  align-items: center;
  gap: 2.5rem;
  margin-left: auto;
}
.nav-links a {
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--navy);
  position: relative;
  padding-bottom: 2px;
  transition: color 0.2s ease;
}
.nav-links a::after {
  content: '';
  position: absolute;
  bottom: -2px;
  left: 0; right: 100%;
  height: 1.5px;
  background: var(--gold);
  transition: right 0.25s var(--ease-spring);
}
.nav-links a:hover::after,
.nav-links a.active::after { right: 0; }
.nav-links a:focus-visible { outline: 2px solid var(--gold); outline-offset: 4px; border-radius: 2px; }

.nav-cta { padding: 0.625rem 1.25rem; font-size: 0.8125rem; margin-left: 1.75rem; align-self: center; }

.hamburger {
  display: none;
  flex-direction: column;
  justify-content: center;
  gap: 5px;
  width: 32px;
  height: 32px;
  padding: 4px;
  margin-left: auto;
  border-radius: 4px;
  transition: background 0.2s ease;
}
.hamburger:hover { background: var(--stone); }
.hamburger span {
  display: block;
  width: 20px;
  height: 1.5px;
  background: var(--navy);
  border-radius: 2px;
  transition: transform 0.3s var(--ease-spring), opacity 0.2s ease;
  transform-origin: center;
}
.hamburger.open span:nth-child(1) { transform: translateY(6.5px) rotate(45deg); }
.hamburger.open span:nth-child(2) { opacity: 0; transform: scaleX(0); }
.hamburger.open span:nth-child(3) { transform: translateY(-6.5px) rotate(-45deg); }

.nav-mobile {
  display: none;
  position: fixed;
  top: var(--nav-h);
  left: 0; right: 0;
  background: var(--cream);
  border-bottom: 1px solid var(--stone);
  padding: 1.5rem 2rem 2rem;
  z-index: 99;
  flex-direction: column;
  gap: 0;
  box-shadow: var(--shadow-md);
}
.nav-mobile.open { display: flex; }
.nav-mobile a {
  font-size: 1rem;
  font-weight: 600;
  color: var(--navy);
  padding: 0.875rem 0;
  border-bottom: 1px solid var(--stone);
  transition: color 0.2s ease;
}
.nav-mobile a:last-of-type { border-bottom: none; }
.nav-mobile a.active { color: var(--gold); }
.nav-mobile .btn { margin-top: 1.25rem; align-self: flex-start; }

/* ================
   FOOTER
   ================ */
.footer { background: var(--ink); }
.footer-main {
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: center;
  gap: 2rem;
  padding: 2rem 0;
  border-bottom: 1px solid rgba(246,241,232,.08);
}
.footer-logo img { height: auto; width: 160px; opacity: 0.85; }
.footer-nav {
  display: flex;
  justify-content: center;
  gap: 2.5rem;
  flex-wrap: wrap;
}
.footer-nav a {
  font-size: 0.875rem;
  font-weight: 500;
  color: rgba(246,241,232,.55);
  transition: color 0.2s ease;
}
.footer-nav a:hover { color: var(--cream); }
.footer-phone {
  display: inline-block;
  margin-top: 0.3rem;
  color: rgba(246,241,232,.4);
  text-decoration: none;
  font-size: 0.8125rem;
  transition: color 0.2s ease;
}
.footer-phone:hover { color: var(--gold); }

.footer-location {
  font-size: 0.8125rem;
  font-weight: 500;
  color: rgba(246,241,232,.4);
  text-align: right;
}
.footer-bottom { padding: 1.25rem 0; text-align: center; }
.footer-bottom p { font-size: 0.775rem; color: rgba(246,241,232,.3); font-weight: 400; }

/* ================
   ANIMATIONS
   ================ */
.fade-up {
  opacity: 0;
  transform: translateY(36px);
  transition:
    opacity   0.75s var(--ease-spring),
    transform 0.75s var(--ease-spring);
}
.fade-up.in { opacity: 1; transform: translateY(0); }
.d1 { transition-delay: 0.08s; }
.d2 { transition-delay: 0.16s; }
.d3 { transition-delay: 0.24s; }
.d4 { transition-delay: 0.32s; }

/* ================
   PAGE HERO
   ================ */
.page-hero {
  padding: 4rem 0 2.5rem;
  background: var(--cream);
  text-align: center;
  position: relative;
  overflow: hidden;
}
.page-hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse 70% 60% at 50% 100%, rgba(184,150,90,.06) 0%, transparent 70%);
  pointer-events: none;
}
.page-hero h1 { max-width: 760px; margin: 0 auto 1.25rem; font-size: clamp(2rem, 4vw, 3rem); }
.page-hero--compact { padding-bottom: 0; }
.page-hero--compact h1 { margin-bottom: 0; }
.page-hero .subtitle {
  font-size: 1.0625rem;
  max-width: 580px;
  margin: 0 auto;
  line-height: 1.85;
}

/* =======================
   HOME — HERO (FULL BLEED SPLIT)
   ======================= */
.hero {
  display: grid;
  grid-template-columns: 45% 55%;
  height: 100vh;
  overflow: hidden;
}

.hero-content {
  display: flex;
  flex-direction: column;
  justify-content: center;
  padding: 0 5% 0 12%;
  background: var(--cream);
}

.hero-image {
  height: 100%;
  overflow: hidden;
  position: relative;
}
.hero-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
}
.hero-image::after {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(to right, #F6F1E8 0%, rgba(246,241,232,0) 30%);
  pointer-events: none;
}

.hero-text-inner {
  max-width: 520px;
}

.hero-headline { font-size: 5.5rem; margin-bottom: 0.625rem; }

.hero-headline .underline-gold {
  display: inline;
  position: relative;
  white-space: nowrap;
}
.hero-headline .underline-gold::after {
  display: none;
}

.hero-sub {
  display: block;
  font-family: var(--font-body);
  font-style: italic;
  font-size: 1.8rem;
  color: var(--rust);
  margin-bottom: 1.875rem;
  font-weight: 400;
  letter-spacing: 0;
}

.hero-body {
  font-size: 1rem;
  line-height: 1.85;
  max-width: 420px;
  margin-bottom: 2.5rem;
}

.hero-actions { display: flex; gap: 0.875rem; flex-wrap: wrap; }

/* =======================
   HOME — VALUE PROP
   ======================= */
.value-prop { background: #EDE8DC; }

.vp-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 5rem;
  align-items: start;
}

.vp-left h2 { margin-top: 0.5rem; margin-bottom: 1.5rem; max-width: 480px; }
.vp-left p  { font-size: 1.0625rem; line-height: 1.9; }

.vp-stats {
  display: flex;
  flex-direction: column;
  gap: 1.875rem;
  padding-top: 1.5rem;
}

.vp-stat { display: flex; gap: 1.125rem; align-items: flex-start; }

.vp-stat-dot {
  flex-shrink: 0;
  margin-top: 4px;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--navy);
  display: flex;
  align-items: center;
  justify-content: center;
}
.vp-stat-dot svg {
  width: 16px; height: 16px;
  stroke: var(--gold); fill: none;
  stroke-width: 2; stroke-linecap: round; stroke-linejoin: round;
}
.vp-stat-text strong {
  display: block;
  font-family: var(--font-body);
  font-weight: 700;
  font-size: 0.9375rem;
  color: var(--navy);
  margin-bottom: 0.125rem;
  letter-spacing: -0.01em;
}
.vp-stat-text span { font-size: 0.8125rem; color: var(--muted); }

/* =======================
   HOME — SERVICES OVERVIEW
   ======================= */
.svc-overview { background: var(--cream); }

.svc-overview-hd { text-align: center; margin-bottom: 3.75rem; }
.svc-overview-hd h2 { margin-top: 0.5rem; }

.svc-cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.375rem;
  margin-bottom: 2.75rem;
}

.svc-card {
  display: block;
  background: var(--white);
  border: 1px solid rgba(234,227,213,.9);
  border-radius: 6px;
  padding: 2.5rem 2rem 2.25rem;
  transition:
    transform   0.25s var(--ease-spring),
    box-shadow  0.25s ease;
}
.svc-card:hover { transform: translateY(-5px); box-shadow: var(--shadow-md); }
.svc-card:focus-visible { outline: 2px solid var(--gold); outline-offset: 3px; }

.svc-card-icon {
  width: 44px; height: 44px;
  background: rgba(184,150,90,.1);
  border-radius: 8px;
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 1.5rem;
}
.svc-card-icon svg {
  width: 22px; height: 22px;
  stroke: var(--gold); fill: none;
  stroke-width: 1.75; stroke-linecap: round; stroke-linejoin: round;
}

.svc-card h3 { font-size: 1.0625rem; margin-bottom: 0.625rem; letter-spacing: -0.02em; }
.svc-card p  { font-size: 0.9rem; line-height: 1.75; }

.svc-overview-cta { text-align: center; }

/* =======================
   HOME — PHILOSOPHY
   ======================= */
.philosophy { background: var(--navy); }

.phil-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 5rem;
  align-items: center;
}

.phil-content .eyebrow { color: var(--gold); }
.phil-content h2 { color: var(--cream); margin-top: 0.5rem; margin-bottom: 1.5rem; }
.phil-content p {
  color: rgba(246,241,232,.72);
  font-size: 1.0625rem;
  line-height: 1.9;
  margin-bottom: 1.375rem;
}
.phil-content p:last-child { margin-bottom: 0; }

.phil-visual {
  border-radius: 6px;
  overflow: hidden;
  aspect-ratio: 4/3;
  box-shadow: var(--shadow-lg);
  position: relative;
}
.phil-visual img { width: 100%; height: 100%; object-fit: cover; }
.phil-visual::after {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, transparent 50%, rgba(22,30,44,.4) 100%);
  pointer-events: none;
}

/* =======================
   CTA BANNER
   ======================= */
.cta-banner {
  background: var(--navy);
  text-align: center;
  padding: 5.5rem 0;
  position: relative;
  overflow: hidden;
}
.cta-banner::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse 80% 100% at 50% 100%, rgba(184,150,90,.1) 0%, transparent 65%);
  pointer-events: none;
}
.cta-banner > .container { position: relative; }
.cta-banner h2 { color: var(--cream); margin-bottom: 1rem; }
.cta-banner p  { color: rgba(246,241,232,.65); font-size: 1.0625rem; margin-bottom: 2.5rem; }
.cta-banner .btn,
.about-cta .btn,
.svc-page-cta .btn { border-radius: 50px; }

/* =======================
   SERVICES PAGE
   ======================= */
.svc-section { padding: 4rem 0; }

.svc-block {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: start;
}
.svc-block--center { align-items: center; }
.svc-block.flip { direction: rtl; }
.svc-block.flip > * { direction: ltr; }

.svc-visual-wrap {
  border-radius: 6px;
  overflow: hidden;
  height: 400px;
  box-shadow: var(--shadow-md);
  position: relative;
}
.svc-visual-wrap img { width: 100%; height: 100%; object-fit: cover; }
.svc-visual-wrap::after {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(29,45,68,.08) 0%, transparent 60%);
  pointer-events: none;
  mix-blend-mode: multiply;
}

.svc-text h2 { margin-top: 0.5rem; margin-bottom: 1.5rem; }
.svc-text p  { font-size: 1.0625rem; line-height: 1.9; margin-bottom: 2rem; }

.svc-list {
  display: flex;
  flex-direction: column;
  gap: 0.625rem;
}
.svc-list li {
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
  font-size: 0.9375rem;
  color: var(--ink);
  font-weight: 500;
  line-height: 1.55;
}
.svc-list li::before {
  content: '';
  flex-shrink: 0;
  width: 16px; height: 16px;
  margin-top: 2px;
  background: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23B8965A' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E") no-repeat center / contain;
}

.svc-page-cta {
  background: var(--navy);
  padding: 4.5rem 0;
  text-align: center;
}
.svc-page-cta p {
  font-size: 1.125rem;
  font-weight: 600;
  color: var(--cream);
  margin-bottom: 1.5rem;
  max-width: 560px;
  margin-left: auto;
  margin-right: auto;
}
.svc-page-cta .btn { background: #B8965A; color: #F6F1E8; border-color: #B8965A; }

/* =======================
   PRICING PAGE
   ======================= */
.pricing-default-note {
  padding: 0 0 3.5rem;
  background: var(--cream);
}
.note-box {
  max-width: 780px;
  margin: 0 auto;
  background: var(--stone);
  border-left: 3px solid var(--gold);
  padding: 1.25rem 1.625rem;
  border-radius: 0 4px 4px 0;
  font-size: 0.9375rem;
  color: var(--navy);
  font-weight: 500;
  line-height: 1.7;
}
.note-box strong { color: var(--gold); }

.pricing-packages { background: var(--cream); padding: 4rem 0 5.5rem; }

.pricing-section-hd { text-align: center; margin-bottom: 3rem; }

.pricing-grid {
  display: flex;
  align-items: stretch;
  gap: 1.375rem;
}

.pricing-card {
  background: var(--navy);
  border-radius: 6px;
  padding: 2.5rem 2rem;
  position: relative;
  flex: 1;
  display: flex;
  flex-direction: column;
  transition: transform 0.25s var(--ease-spring), box-shadow 0.25s ease;
}
.pricing-card:hover { transform: translateY(-5px); box-shadow: var(--shadow-lg); }
.pricing-card--link { text-decoration: none; cursor: pointer; color: inherit; }

.pricing-card.featured {
  background: var(--navy);
}

.pc-tier {
  font-size: 0.6875rem;
  font-weight: 700;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 0.75rem;
}
.pc-price {
  display: flex;
  align-items: baseline;
  gap: 0.125rem;
  margin-bottom: 0.25rem;
}
.pc-currency {
  font-family: var(--font-display);
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--gold);
  line-height: 1;
}
.pc-amount {
  font-family: var(--font-display);
  font-size: 2.625rem;
  font-weight: 700;
  color: var(--cream);
  line-height: 1;
  letter-spacing: -0.03em;
}
.pc-period {
  font-size: 0.8rem;
  color: rgba(246,241,232,.45);
  font-weight: 500;
  margin-bottom: 2rem;
}
.pc-divider {
  height: 1px;
  background: rgba(246,241,232,.1);
  margin-bottom: 1.5rem;
}
.pc-features {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
  margin-top: auto;
}
.pc-features li {
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
  font-size: 0.875rem;
  color: rgba(246,241,232,.82);
  font-weight: 500;
  line-height: 1.55;
}
.pc-features li::before {
  content: '';
  flex-shrink: 0;
  width: 15px; height: 15px;
  margin-top: 2px;
  background: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23B8965A' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E") no-repeat center / contain;
}
.pc-features .dim { opacity: 0.7; font-style: normal; font-size: 0.825rem; }

.payroll-cta-section {
  background: var(--stone);
  padding: 5rem 0;
  text-align: center;
}
.payroll-cta-section h2 { margin-bottom: 1rem; }
.payroll-cta-section p { font-size: 1.0625rem; max-width: 520px; margin: 0 auto 2rem; }
.payroll-cta-section .btn { background: #B8965A; color: #F6F1E8; border-color: #B8965A; border-radius: 50px; }
.payroll-cta-section .btn:hover { background: #a6844e; border-color: #a6844e; }

.pricing-bottom-cta {
  background: #1D2D44;
  padding: 4.5rem 0 5.5rem;
  text-align: center;
}
.pricing-bottom-cta p {
  font-size: 1.0625rem;
  font-weight: 500;
  color: #F6F1E8;
  max-width: 520px;
  margin: 0 auto 1.75rem;
}
.pricing-bottom-cta .btn { background: #B8965A; color: #F6F1E8; border-color: #B8965A; border-radius: 50px; }
.pricing-bottom-cta .btn:hover { background: #a6844e; border-color: #a6844e; }

/* =======================
   ABOUT PAGE
   ======================= */
.about-story { background: var(--stone); }

.about-story-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 5rem;
  align-items: center;
}

.about-story-text h2 { margin-top: 0.5rem; margin-bottom: 1.5rem; }
.about-story-text p  { font-size: 1.0625rem; line-height: 1.9; }

.about-story-visual {
  border-radius: 6px;
  overflow: hidden;
  aspect-ratio: 4/3;
  box-shadow: var(--shadow-md);
  position: relative;
}
.about-story-visual img { width: 100%; height: 100%; object-fit: cover; }
.about-story-visual::after {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(29,45,68,.1) 0%, transparent 60%);
  pointer-events: none;
  mix-blend-mode: multiply;
}

.about-approach { background: var(--cream); padding: 6rem 0; }
.about-approach-inner {
  max-width: 760px;
  margin: 0 auto;
  text-align: center;
}
.about-approach-inner h2 { margin-top: 0.5rem; margin-bottom: 1.5rem; }
.about-approach-inner p  { font-size: 1.0625rem; line-height: 1.9; }

.about-values { background: var(--stone); }
.about-values-hd { text-align: center; margin-bottom: 3.75rem; }
.about-values-hd h2 { margin-top: 0.5rem; }

.values-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}

.val-card {
  background: var(--cream);
  border-radius: 6px;
  padding: 2.5rem 2rem;
  border-top: 3px solid var(--gold);
  box-shadow: var(--shadow-sm);
}
.val-card h3 { margin-bottom: 0.875rem; font-size: 1.1875rem; }
.val-card p  { font-size: 0.9375rem; line-height: 1.8; }

.about-cta {
  background: var(--navy);
  text-align: center;
  padding: 5.5rem 0;
  position: relative;
  overflow: hidden;
}
.about-cta::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse 80% 100% at 50% 100%, rgba(184,150,90,.1) 0%, transparent 65%);
  pointer-events: none;
}
.about-cta > .container { position: relative; }
.about-cta h2 { color: var(--cream); margin-bottom: 1rem; }
.about-cta p.lead {
  color: rgba(246,241,232,.7);
  font-size: 1.0625rem;
  max-width: 520px;
  margin: 0 auto 2.5rem;
  line-height: 1.85;
}

/* =======================
   CONTACT PAGE
   ======================= */
.contact-wrap { background: var(--cream); padding: 3rem 0 6rem; }

.contact-tabs {
  display: flex;
  gap: 0;
  border-bottom: 2px solid var(--stone);
  margin-bottom: 2.5rem;
  max-width: 860px;
  margin-left: auto;
  margin-right: auto;
}

.contact-tab {
  background: none;
  border: none;
  padding: 0.875rem 2rem;
  font-family: var(--font-body);
  font-size: 0.9375rem;
  font-weight: 600;
  color: var(--muted);
  cursor: pointer;
  position: relative;
  transition: color 0.2s ease;
}
.contact-tab::after {
  content: '';
  position: absolute;
  bottom: -2px;
  left: 0;
  right: 100%;
  height: 2px;
  background: var(--navy);
  transition: right 0.25s var(--ease-spring);
}
.contact-tab:hover { color: var(--navy); }
.contact-tab.active { color: var(--navy); }
.contact-tab.active::after { right: 0; }

.contact-tab-panel {
  display: none;
  max-width: 860px;
  margin: 0 auto;
}
.contact-tab-panel.active { display: block; }

.contact-tab-intro { margin-bottom: 1.5rem; }

.contact-col-sub { font-size: 0.9375rem; line-height: 1.75; color: var(--muted); }
.contact-col-phone { font-size: 0.875rem; color: var(--muted); margin-top: 0.5rem; }
.contact-col-phone a { color: var(--navy); font-weight: 600; text-decoration: none; }
.contact-col-phone a:hover { color: var(--gold); }

.calendly-embed {
  border-radius: 8px;
  overflow: hidden;
  border: 1px solid var(--stone);
  background: var(--white);
}

.contact-form-card {
  background: var(--white);
  border: 1px solid var(--stone);
  border-radius: 8px;
  padding: 2.25rem;
}

/* legacy card — kept for reference, unused */
.contact-card {
  display: grid;
  grid-template-columns: 5fr 7fr;
  border-radius: 8px;
  overflow: hidden;
  box-shadow: var(--shadow-lg);
}

.contact-panel {
  background: var(--navy);
  padding: 3.75rem;
  display: flex;
  flex-direction: column;
}
.contact-panel h2 { color: var(--cream); font-size: 1.625rem; margin-bottom: 1rem; }
.contact-panel .intro {
  color: rgba(246,241,232,.7);
  font-size: 1rem;
  line-height: 1.85;
  margin-bottom: 3.5rem;
  flex: 1;
}

.c-details { display: flex; flex-direction: column; gap: 1.625rem; }
.c-detail   { display: flex; align-items: flex-start; gap: 0.875rem; }

.c-detail-icon {
  flex-shrink: 0;
  width: 34px; height: 34px;
  background: rgba(184,150,90,.15);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
}
.c-detail-icon svg {
  width: 15px; height: 15px;
  stroke: var(--gold); fill: none;
  stroke-width: 2; stroke-linecap: round; stroke-linejoin: round;
}
.c-label {
  display: block;
  font-size: 0.65rem;
  font-weight: 700;
  letter-spacing: 0.13em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 0.2rem;
}
.c-val { font-size: 0.875rem; color: rgba(246,241,232,.75); font-weight: 500; }

.contact-form-wrap { background: var(--white); padding: 3.75rem; }
.contact-form-wrap h3 { font-size: 1.5rem; margin-bottom: 0.375rem; }
.form-sub { font-size: 0.875rem; margin-bottom: 2.25rem; }

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.125rem;
  margin-bottom: 1.125rem;
}
.form-row.one { grid-template-columns: 1fr; }

.field { display: flex; flex-direction: column; gap: 0.4375rem; }
.field label { font-size: 0.8rem; font-weight: 600; color: var(--navy); letter-spacing: 0.01em; }

.field input,
.field select,
.field textarea {
  font-family: var(--font-body);
  font-size: 0.9375rem;
  color: var(--ink);
  background: var(--cream);
  border: 1.5px solid var(--stone);
  border-radius: 3px;
  padding: 0.75rem 0.9375rem;
  outline: none;
  width: 100%;
  transition: border-color 0.2s ease, box-shadow 0.2s ease;
  -webkit-appearance: none;
  appearance: none;
}
.field input:focus,
.field select:focus,
.field textarea:focus {
  border-color: var(--navy);
  box-shadow: 0 0 0 3px rgba(29,45,68,.07);
}
.field input::placeholder,
.field textarea::placeholder { color: rgba(122,116,100,.5); }
.field textarea { resize: vertical; min-height: 130px; }
.field select {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%237A7464' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 0.875rem center;
  background-size: 15px;
  padding-right: 2.5rem;
  cursor: pointer;
}

.form-submit { margin-top: 0.25rem; }
.form-submit .btn { width: 100%; justify-content: center; padding: 0.9375rem; }

.contact-below {
  background: var(--stone);
  padding: 3.5rem 0;
  text-align: center;
}
.contact-below p {
  font-size: 1rem;
  font-weight: 500;
  color: var(--navy);
  margin-bottom: 1rem;
}

/* =======================
   PRICING — NEW ELEMENTS
   ======================= */
.pc-right-for {
  font-size: 0.8125rem;
  line-height: 1.6;
  color: rgba(246,241,232,0.6);
  margin-bottom: 1.5rem;
  font-style: normal;
  font-weight: 400;
}

.pricing-vat-note {
  text-align: center;
  font-size: 0.8125rem;
  color: var(--muted);
  margin-top: 1.25rem;
}

.pc-payslips {
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--gold);
  letter-spacing: 0.04em;
  text-transform: uppercase;
  margin-bottom: 1rem;
}

.pc-takeon {
  font-size: 0.8rem;
  color: rgba(246,241,232,0.55);
  margin-top: 0.375rem;
  margin-bottom: 0.25rem;
  font-style: italic;
}

.payroll-packages {
  background: var(--cream);
  padding: 5rem 0;
}
.payroll-packages .pricing-section-hd { text-align: center; margin-bottom: 3rem; }
.payroll-packages .eyebrow { color: var(--muted); }

.payroll-note {
  font-size: 0.9375rem;
  color: var(--muted);
  max-width: 600px;
  margin: 0.75rem auto 0;
  line-height: 1.75;
}

.payroll-grid { margin-top: 2.5rem; }

.debtors-section {
  background: var(--navy);
  padding: 5rem 0;
  position: relative;
  overflow: hidden;
}
.debtors-section::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse 70% 80% at 80% 50%, rgba(184,150,90,.08) 0%, transparent 60%);
  pointer-events: none;
}
.debtors-inner { position: relative; max-width: 640px; }
.debtors-text .eyebrow { color: var(--gold); opacity: 1; margin-bottom: 0.75rem; display: block; }
.debtors-text h2 { color: var(--cream); margin-top: 0; margin-bottom: 1.25rem; }
.debtors-text p { font-size: 1.0625rem; line-height: 1.85; color: rgba(246,241,232,0.75); margin-bottom: 1rem; }
.debtors-price { color: rgba(246,241,232,0.65) !important; font-size: 0.9375rem !important; margin-bottom: 2rem !important; }
.debtors-price strong { color: var(--gold); font-weight: 600; }

.pricing-faq-cta {
  background: var(--stone);
  padding: 5rem 0;
  text-align: center;
}
.pricing-faq-cta h2 { color: var(--navy); margin-bottom: 1rem; }
.pricing-faq-cta p { font-size: 1.0625rem; color: var(--muted); max-width: 540px; margin: 0 auto 2rem; line-height: 1.75; }

.pricing-faq-btns {
  display: flex;
  justify-content: center;
  gap: 1rem;
  flex-wrap: wrap;
}

.btn-outline-navy {
  background: transparent;
  border: 2px solid var(--navy);
  color: var(--navy);
}
.btn-outline-navy:hover { background: var(--navy); color: var(--cream); }

.btn-gold {
  background: #B8965A;
  border-color: #B8965A;
  color: #F6F1E8;
}
.btn-gold:hover { background: #a6844e; border-color: #a6844e; color: #F6F1E8; }

/* =======================
   FAQ PAGE
   ======================= */
.faq-container { max-width: 800px; margin: 0 auto; }

.faq-group { margin-bottom: 3.5rem; }

.faq-group-title {
  font-family: 'Libre Baskerville', Georgia, serif;
  font-size: 1.375rem;
  color: var(--navy);
  margin-bottom: 1.25rem;
  padding-bottom: 0.75rem;
  border-bottom: 2px solid var(--stone);
}

.faq-item {
  border-bottom: 1px solid var(--stone);
}

.faq-question {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: 1.25rem 0;
  background: none;
  border: none;
  cursor: pointer;
  text-align: left;
  font-family: 'Manrope', sans-serif;
  font-size: 1rem;
  font-weight: 600;
  color: var(--navy);
  line-height: 1.5;
  transition: color 0.2s ease;
}
.faq-question:hover { color: var(--gold); }

.faq-icon {
  flex-shrink: 0;
  width: 20px;
  height: 20px;
  position: relative;
}
.faq-icon::before,
.faq-icon::after {
  content: '';
  position: absolute;
  background: currentColor;
  border-radius: 2px;
  transition: transform 0.25s ease, opacity 0.25s ease;
}
.faq-icon::before { width: 2px; height: 12px; top: 4px; left: 9px; }
.faq-icon::after  { width: 12px; height: 2px; top: 9px; left: 4px; }

.faq-item.open .faq-question { color: var(--gold); }
.faq-item.open .faq-icon::before { transform: rotate(90deg); opacity: 0; }

.faq-answer {
  overflow: hidden;
  max-height: 0;
  transition: max-height 0.35s ease, padding 0.2s ease;
  padding-bottom: 0;
}
.faq-item.open .faq-answer {
  max-height: 1200px;
  padding-bottom: 1.5rem;
}
.faq-answer p {
  font-size: 0.9875rem;
  line-height: 1.85;
  color: var(--ink);
  margin-bottom: 0.75rem;
}
.faq-answer p:last-child { margin-bottom: 0; }

.faq-list {
  list-style: none;
  padding: 0;
  margin: 0.5rem 0;
}
.faq-list li {
  display: flex;
  align-items: flex-start;
  gap: 0.625rem;
  font-size: 0.9375rem;
  color: var(--ink);
  line-height: 1.6;
  padding: 0.3rem 0;
}
.faq-list li::before {
  content: '';
  flex-shrink: 0;
  width: 14px; height: 14px;
  margin-top: 3px;
  background: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23B8965A' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E") no-repeat center / contain;
}

.faq-bottom-cta {
  background: var(--navy);
  text-align: center;
  padding: 5rem 0;
  position: relative;
  overflow: hidden;
}
.faq-bottom-cta::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse 80% 100% at 50% 100%, rgba(184,150,90,.1) 0%, transparent 65%);
  pointer-events: none;
}
.faq-bottom-cta > .container { position: relative; }
.faq-bottom-cta h2 { color: var(--cream); margin-bottom: 1rem; }
.faq-bottom-cta p { color: rgba(246,241,232,.7); font-size: 1.0625rem; max-width: 440px; margin: 0 auto 2rem; }

/* =======================
   ABOUT PAGE — NEW SECTIONS
   ======================= */
.about-name { background: var(--cream); }

.about-name-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 5rem;
  align-items: start;
}

.about-name-left .eyebrow { display: block; margin-bottom: 0.75rem; }
.about-name-left h2 { margin-top: 0; font-size: clamp(1.5rem, 2.5vw, 2rem); line-height: 1.3; }

.about-name-img {
  display: block;
  width: 100%;
  height: 280px;
  object-fit: cover;
  border-radius: 8px;
  margin-top: 1.75rem;
}

.about-name-right p {
  font-size: 1.0625rem;
  line-height: 1.9;
  color: var(--ink);
  margin-bottom: 1.25rem;
}
.about-name-right p:last-child { margin-bottom: 0; }

.about-text-centered {
  max-width: 680px;
  margin: 0 auto;
  text-align: center;
}
.about-text-centered .eyebrow { display: block; margin-bottom: 0.75rem; }
.about-text-centered h2 { margin-top: 0; margin-bottom: 1.75rem; }
.about-text-centered p { font-size: 1.0625rem; line-height: 1.9; color: var(--ink); margin-bottom: 1.25rem; }
.about-text-centered p:last-child { margin-bottom: 0; }

.about-team { background: var(--cream); }
.about-team-hd { text-align: center; margin-bottom: 3.5rem; }
.about-team-hd h2 { margin-top: 0.5rem; }

.about-team-sub {
  font-size: 1.0625rem;
  color: var(--muted);
  max-width: 560px;
  margin: 0.75rem auto 0;
  line-height: 1.75;
}

.team-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2.5rem;
  max-width: 780px;
  margin: 0 auto;
}
.team-grid--single {
  grid-template-columns: 1fr;
  max-width: 380px;
}

.team-card {
  text-align: center;
  background: var(--stone);
  border-radius: 8px;
  padding: 2.5rem 2rem;
  box-shadow: var(--shadow-sm);
}

.team-photo-wrap {
  width: 120px;
  height: 120px;
  border-radius: 50%;
  overflow: hidden;
  margin: 0 auto 1.5rem;
  border: 3px solid var(--gold);
}

.team-photo {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center top;
}

.team-photo-initials {
  width: 100%;
  height: 100%;
  background: var(--navy);
  color: var(--cream);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: 'Libre Baskerville', Georgia, serif;
  font-size: 1.75rem;
  font-weight: 700;
}

.team-name {
  font-size: 1.125rem;
  color: var(--navy);
  margin-bottom: 0.25rem;
}

.team-title {
  display: block;
  font-size: 0.8125rem;
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 1rem;
}

.team-bio {
  font-size: 0.9375rem;
  line-height: 1.8;
  color: var(--muted);
}

/* =======================
   RESPONSIVE
   ======================= */
@media (max-width: 1024px) {
  .vp-inner,
  .phil-inner,
  .svc-block { grid-template-columns: 1fr; gap: 3rem; }

  .svc-block.flip { direction: ltr; }

  .phil-visual,
  .svc-visual-wrap { max-width: 540px; }

  .pricing-grid { flex-direction: column; max-width: 420px; margin: 0 auto; }

  .team-grid { grid-template-columns: 1fr; max-width: 420px; }

  .contact-cols { grid-template-columns: 1fr; }
  .contact-card { grid-template-columns: 1fr; }
  .contact-panel     { padding: 3rem 2.5rem; }
  .contact-form-wrap { padding: 3rem 2.5rem; }
}

@media (max-width: 768px) {
  :root { --nav-h: 64px; }
  .section   { padding: 4rem 0; }
  .section-sm { padding: 3rem 0; }

  h2 { font-size: 1.875rem; }

  .nav-links, .nav-cta { display: none; }
  .hamburger { display: flex; }

  .svc-cards   { grid-template-columns: 1fr; }
  .values-grid { grid-template-columns: 1fr; max-width: 440px; margin: 0 auto; }

  .vp-inner    { grid-template-columns: 1fr; gap: 2.5rem; }
  .vp-stats    { padding-top: 0; width: 100%; }
  .vp-stat-text strong { font-size: 0.9rem; }

  .footer-main     { grid-template-columns: 1fr; text-align: center; gap: 1.5rem; }
  .footer-nav      { justify-content: center; gap: 1rem; }
  .footer-location { text-align: center; }

  .form-row { grid-template-columns: 1fr; }

  /* Hero: full-bleed image with overlay on mobile */
  .hero {
    display: block;
    position: relative;
    height: 100svh;
    overflow: hidden;
  }
  .hero::before {
    content: '';
    position: absolute;
    inset: 0;
    background: rgba(29, 45, 68, 0.55);
    z-index: 2;
    pointer-events: none;
  }

  .hero-image {
    position: absolute;
    inset: 0;
    z-index: 1;
    height: 100%;
    width: 100%;
  }
  .hero-image img  { width: 100%; height: 100%; object-fit: cover; object-position: center 20%; }
  .hero-image::after { display: none; }

  .hero-content {
    position: absolute;
    inset: 0;
    z-index: 3;
    background: transparent;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    padding: 2rem !important;
    height: 100%;
  }

  .hero-text-inner  { max-width: 100%; margin: 0 auto; text-align: center; }
  .hero-headline    { font-size: 2.2rem; letter-spacing: -0.02em; color: #F6F1E8; margin-bottom: 0.5rem; text-align: center; }
  .hero-sub         { font-size: 1.2rem; color: #C0624A; margin-bottom: 1rem; text-align: center; }
  .hero-body        { font-size: 0.95rem; color: rgba(246,241,232,0.85); margin-bottom: 1.75rem; text-align: center; max-width: 100%; }
  .hero-actions     { display: flex; justify-content: center; gap: 12px; flex-wrap: nowrap; }
  .hero-actions .btn { white-space: nowrap; flex: 0 0 auto; width: auto; max-width: 180px; border-radius: 50px; }
}

@media (max-width: 480px) {
  .container { padding: 0 1.25rem; }
  h1 { font-size: 2.125rem; }
  h2 { font-size: 1.625rem; }
  .hero-headline { font-size: 2rem; }
  .contact-panel,
  .contact-form-wrap { padding: 2.25rem 1.5rem; }
}